Total Loss Northwest is a trusted, family-run auto appraisal company proudly serving clients across Washington and beyond. We provide independent total loss and diminished value appraisals to help vehicle owners secure fair payouts from insurance companies.
Unlike automated valuation tools, our reports are based on real-time market data and expert analysis, ensuring your vehicle’s true value is accurately represented — not underestimated.
Whether you’re disputing an insurance offer or need a clear, unbiased vehicle valuation, Total Loss Northwest is here to protect your interests and help you get the compensation you deserve.
To empower vehicle owners with accurate, independent appraisals—so they can defend their rights and recover the full value they deserve, in Washington and across the U.S.
Posted on Leslie Edson WattsTrustindex verifies that the original source of the review is Google. So thankful to work with Nico! He was very responsive with all calls even when his wife was in labor! State Farm wanted to pay $8900 for our 1995 Dodge Ram with a newer engine. Given the age of the truck, there were no comparisons on car lots as the insurance company requested. Nico totally took care of all the legal stuff. He works with multiple insurance claim adjusters. He texted me this morning that he got $15,000 for the truck but said he would try to get more! End of the day, we ended up with a payout of $17,206.50. Nico's fee was a flat $550, not a percentage of the value! He told me if he didn't get more than the proposed insurance payout, I would get the fee back!!! Very pleased customer!!Posted on JasonTrustindex verifies that the original source of the review is Google. Great company to work with on my diminished value claim. Super knowledgeable, friendly, and prompt communication. Big plus that it is a family-owned business, highly recommend them!Posted on Melanie MTrustindex verifies that the original source of the review is Google. After getting the run-around from both USAA and State Farm undervaluing our total loss /no fault insurance claim. Nico and Total Loss helped us promptly navigate a much better settlement. Don’t hesitate to use their services for an auto appraisal. Recommend!Posted on albert amsifuTrustindex verifies that the original source of the review is Google. Highly Recommend – Expert Appraiser Who Fights for You I hired Nic for a private appraisal after my insurance company offered a shockingly low payout for my vehicle. From the moment I sent him my paperwork, he didn’t hesitate, he immediately flagged that they were undervaluing my car and said, “They’re trying to rob you.” That level of honesty and confidence was exactly what I needed. What really stood out was Nico’s integrity: he promised that if he couldn’t raise the value, he’d refund me the cost of his services. That kind of guarantee speaks volumes about his professionalism and confidence in his work. Sure enough, after going back and forth with my insurance for a week, Nico stepped in and got the value of my car significantly increased. He knows exactly what he’s doing, and he doesn’t waste time. If you’re dealing with an insurance lowball and need someone who will advocate for you with skill and conviction, Nico is the one to call.Posted on Elaina BrumfielTrustindex verifies that the original source of the review is Google. HIGHLY RECOMMEND! Nico was very prompt and helped me get a higher settlement amount. Communication was awesome and helped put my mind to ease. Thank you again!Posted on Amanda BondurantTrustindex verifies that the original source of the review is Google. Nico was very efficient and thorough. Great communication!Posted on B SchmelingTrustindex verifies that the original source of the review is Google. Worked with Nico recently on getting an appraisal for a classic car of my dad’s (who recently passed away). Given the tough situation my family is in, Nico was prompt, thoughtful, with good communication and delivered a thorough product. We’ve been working with a lot of different types of appraisers (some better than others) and Nico was wonderful to work with — Definitely recommend him!Posted on Gloria LockeyTrustindex verifies that the original source of the review is Google. I loved working with Nico!! He was upfront and straight from the beginning. He knows his stuff and what he said was exactly what happened. He said " I am good at what I do" I couldn't disagree more we prevailed on my claim.Posted on Tania LittleTrustindex verifies that the original source of the review is Google. I had no idea how to make a claim for diminished value against the at-fault driver's insurance company, and the whole process felt confusing. One appraiser even told me I wouldn’t get anything because the damage was minimal and my car (a 2018 with 71k miles) was “too old.” Online sources made it sound like insurance companies use formulas to lowball you, so I was ready to give up. Then I found Nico Nix, founder of Total Loss Northwest, and everything changed. Nico was honest, professional, and incredibly knowledgeable. He offered a flat fee and explained how he could potentially get me much more than I was being led to believe. I took a chance—and I’m so glad I did. He did NOT disappoint. The report Nico prepared was customized specifically for my car and situation. It included his full list of qualifications, and he walked me through exactly what to do step by step. I felt supported and informed the entire time. While I still hate that my car now has an accident on its Carfax, getting money back for the diminished value made a huge difference. I feel like someone finally fought for me. Total Loss Northwest is the BEST! Talk to Nico!!!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Total Loss Northwest was founded by Nico Nix, an experienced independent auto appraiser with strong ties to the Northwest car community and a lifelong passion for automobiles. Coming from a family deeply rooted in the appraisal industry — with his father owning Leverage Auto Appraisals in Oregon and his brother leading Diminished Value of Oregon — Nico continues a proud family legacy of helping drivers receive fair and accurate vehicle valuations.
From spending his early years in the garage to attending classic car shows across the region, Nico’s enthusiasm for vehicles has never faded. Today, as an active member of a local car club and event host, he channels that same dedication and expertise into every appraisal he delivers, ensuring each client gets the fairness and transparency they deserve.
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